Renters Insurance in Ohio

There are many benefits to renting. You can move out on your terms. Your lawn will be mowed, and your maintenance will be in the hands of your landlord. But what happens if there is damage to your belongings while inside your home? We at Ken Boldt Insurance Agency II, Inc. in Green, OH would like to teach you about renter’s insurance for residents of Ohio.

What is renter’s insurance?

Renter’s insurance provides coverage for your belongings if your possessions get damaged or destroyed while inside your home. This could happen if there is a natural disaster, theft, fire, or even if a pipe burst. It can also protect you in the instance when a person inside your rented space is hurt, or their belongings are damaged, and they want to sue. Either way, renter’s insurance is a great way to save you the hassle of having to pay for things that happen in a place that you do not own.

Why should you have renter’s insurance?

Many landlords require tenants to have renter’s insurance. This is often to make sure that the people who reside in their unit have coverage, and to protect the rental company should damage occur.

What should you know before getting renter’s insurance?

Many things affect renter’s insurance. You must know that what it would cost to replace the items in your rental property if they are damaged, destroyed, or stolen. For this reason, keep receipts when you can. You also must have proof of the address of your property.

If you have any additional questions or want help getting an estimate of what it would cost to have renter’s insurance in your Ohio home, see us at Ken Boldt Insurance Agency II, Inc. in Green, OH today.