Motorcycle Insurance in Ohio

The state of Ohio requires you to have current motorcycle insurance to meet the state's minimum liability to drive a vehicle in the state.

What is the Ohio State Minimum Liability Insurance for Motorcycles?

Your motorcycle policy must meet the requirements of three types of insurance for you to be covered. It's expressed as 25/50/25, meaning that you need $25,000 bodily injury liability coverage for one person in an accident, $50,000 bodily injury liability coverage for more than one person in an accident, and $25,000 property damage coverage.

What are Other Types of Motorcycle Insurance?

In addition to the state minimum liability coverage for your motorcycle, your lender that is financing your bike will require you to have full coverage to protect their assets until you pay it off in Green, OH. This typically includes collision coverage to pay for damages to your motorcycle in a collision-related accident. It can pay for repairs or to replace it. Comprehensive coverage from Ken Boldt Insurance Agency II, Inc. will pay for repairs or the replacement cost of your motorcycle if it is damaged by anything other than a collision, such as hail, windstorms, or theft.

Uninsured and underinsured motorists will pay for your injuries and damages to your bike if someone else is at fault for an accident, and they have either no insurance or not enough to cover your losses. You can also obtain some other types of motorcycle insurance to cover specialty items on your bike, such as accessory coverage for any item you added to your bike after it left the showroom. You can include roadside assistance to tow your motorcycle after an accident because most motorcycle accidents render it unable to move.

At Ken Boldt Insurance Agency II, Inc., we understand that it can be confusing as to how much insurance you need for your motorcycle. We can help you over the phone or at our office in Green, OH to obtain the coverage you need for your peace of mind.