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When you own a boat, you’re free to take to the waterways near Green, OH on your own terms. While you’re enjoying the sun and fun, you may wonder whether you have enough insurance to cover anything that might come up while you’re exploring the nearest lake or river. At Ken Boldt Insurance Agency II Inc., we can evaluate your existing boat insurance and help you understand why it’s important to protect your vessel with the right coverage.
Do You Really Need to Buy Boat Insurance?
Although you may not think insurance is worth it, you might change your mind if you’re ever in a collision or other mishap. The risks you face in the water are very different from those you face when driving your car or other vehicles. Besides, many marinas require proof of insurance before you’re allowed to dock your boat there.
Why Is Boat Insurance So Important?
When you get behind the helm of your boat, you assume certain responsibilities to yourself, your passengers, and other vessels in the water. Property insurance will pay for repairs if your boat is damaged in an accident. Liability coverage will pay for bodily injury and property damage to other boats in an accident you cause.
What Does Most Boat Insurance Cover?
Every policy is unique, but most boat insurance covers wreckage and fuel spills. However, it’s important to understand how your specific policy is written and what that means in the case of a future claim.
Where Can You Find Answers to Your Boat Insurance Questions?
Contact Ken Boldt Insurance Agency II Inc. to review your boat insurance or to get a quote on what it would cost to safeguard your vessel in the event of an accident or other covered peril near Green, OH.
