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If you have owned a recreational vehicle for a while, you know that insurance and registration requirements can differ from state to state. For RV owners, some of the regulations regarding insurance can be confusing. If you live in Green, OH and want to cover your bases, you need to know what kind of insurance you need to cover your RV.
Ken Boldt Insurance Agency II Inc. understands how complicated buying insurance can seem. Here’s what you need to know about RV insurance requirements in Ohio.
Bodily Injury Liability Coverage
In Ohio, all motor vehicles are required to have bodily injury liability coverage at a rate of $25,000 per person and $50,000 for more than one person per accident. This coverage is often used for things like medical bills and lost income.
Property Damage Coverage
When you are driving a large vehicle like an RV, any damage resulting from an accident can be costly. Ohio RV owners are also required to have coverage for property damage beginning at $25,000 per accident.
Add-Ons Are Not Required
In Ohio, you are not required to add other types of coverage to your policy. You may opt for comprehensive coverage to handle RV damage caused by vandalism or bad weather, depending on what types of landscapes you tend to travel to with your vehicle.
You May Be Asked to Show Proof
When you drive an RV, you may be asked to show proof of insurance specifically for your RV. You may show this proof at a traffic stop or when you are in an accident.
Find the Right RV Insurance for Your Vehicle
Whether you camp on the weekends or you live in your RV most of the year, having the right insurance is important. Ken Boldt Insurance Agency II Inc. can help you insure your Green, OH vehicle to ensure it is compliant with state regulations.
