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Are you renting a home in Green, OH? Consider the benefits of renters insurance. Renters insurance offers protection for your personal belongings, personal liability, and loss of use of your rental property due to disaster damage. Here’s how renters insurance from Ken Boldt Insurance Agency II Inc. can benefit you.
Protects Your Personal Goods
Your landlord’s insurance covers his home, condo, or apartment, not your personal goods. If your belongings are stolen or damaged in a disaster, you would have to cover the cost of repairing or replacing these goods on your own. However, with renters insurance, you’ll have compensation for your loss, making it easier to replace what was lost. If you own costly goods, renter’s coverage can save you a substantial amount of money in recuperating your losses.
Covers Visitor Injuries and Property Damage
If a guest suffers accidental injuries or property damage while visiting your rental property, you could be held responsible for their medical bills or personal property repair. Renter’s liability insurance protects you financially by covering these costs. Even a simple slip and fall can send someone to the hospital with a broken bone or concussion, resulting in thousands of dollars’ worth of medical costs. Renters liability coverage also protects you against lawsuits that may arise from accidents that cause severe injuries to others.
Compensates You for Loss of Use Costs
Ohio is prone to an array of natural disasters ranging from severe storms to tornadoes. If your rental home, condo, or apartment suffers disaster damage, you may need to move out while repairs are made. Loss of use insurance compensates you for the cost of staying somewhere else, such as a hotel or motel, until you can return home.
To purchase a renters policy for your Green, OH rental home, call or visit Ken Boldt Insurance Agency II Inc.
