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A homeowner’s insurance policy is designed to safeguard your property in the event of theft or a disaster causing significant damage. It also includes other aspects, such as liability coverage. As a renter, it might seem unnecessary to invest in such insurance as you don’t specifically own the property. Moreover, if your landlord already owns an insurance policy, you may feel that’s enough protection. But is that actually the case? Let us at Ken Boldt Insurance Agency II Inc. help you unravel this complex issue and understand what coverage you need as a renter in Green, OH.
Is Renter’s Insurance Necessary If Your Landlord Is Already Insured? Yes
The landlord’s insurance is intended to protect the property the landlord owns. However, it doesn’t necessarily extend this protection to you as a renter. Your landlord’s insurance won’t cover situations such as personal injuries within your rental, theft or destruction of personal belongings, or additional expenses if you are forced to vacate your home. The landlord’s insurance is designed to safeguard the landlord, not the tenant. Hence, it would be best if you had renter’s insurance for comprehensive coverage, including protection against emergencies and coverage for all the belongings within your rental.
Looking for Renter’s Insurance? Partner with Ken Boldt Insurance Agency II Inc.
Are you looking for renter’s insurance that provides comprehensive protection? Ken Boldt Insurance Agency II Inc. in Green, Ohio, is prepared to help you identify a policy that suits your unique needs. You can compare quotes today or contact our team for additional support in your insurance journey.
